Allan Course – Chair of Trustee

Allan was a director of the Trustee from 2007 to 2011 and then re-joined in 2016. Allan is our Chair. He also chairs the Trustee’s Discretions and Appeals Sub Committee.

Graduating in Mathematics and Physics, Allan then qualified as an actuary to work in the financial sector and now has 40 years’ direct pensions experience.

Allan is also a professional trustee representing Capital Cranfield. Before that he was a Partner at Watson Wyatt (now Willis Towers Watson), first responsible for their Defined Contribution Administration Business, then leading a team that provided specialist services to Boards of Pension Schemes, after which he decided to become a trustee himself.

Simon Riviere

Simon joined the Trustee in 2016. He represents Vidett Trust Corporation Limited and sits on the Trustee’s Risk and Operations and Discretions and Appeals Sub Committees.

Simon started his pensions career in the investment team of a corporate trustee. He worked for a number of trustee firms and organisations including Grant Thornton, the Pensions Ombudsman, JLT, and Osborne Clarke, before joining Vidett.

Simon has acted as trustee, secretary to the trustees and consultant for a wide variety of DB and DC schemes. He has also held senior roles with other professional trustee firms. He is a DC governance specialist at Vidett.

Simon is a Fellow of the Pensions Management Institute (FPMI).

Natalie Winterfrost

Natalie joined the Trustee in November 2022 representing the Law Debenture Pension Trust Corporation P.L.C. Natalie also chairs the Trustee’s Investment Sub Committee.

Natalie is a qualified actuary and a Chartered Financial Analyst Charter holder. The majority of her career has been investment focused, having worked in investment consultancy and asset management for over 25 years. She has sought to promote professionalism, ethics and trust within the pensions industry, and is a previous Board Member and Chair of the CFA Society, where she launched and chaired a CFA UK Pensions Expert Panel.

Natalie is also an ex-council member of Society of Pension Professionals, and Immediate Past Chair of its Investment Committee. She has helped large pension schemes address many complex investment issues, including environmental, social, and governance (ESG) and Task Force on Climate-related Financial Disclosures (TCFD).

Priti Ruparelia

Priti joined the Trustee in 2024 and sits on the Investment Sub Committee, representing Independence Governance Group (IGG).

Priti has worked in the pension provider arena for over 25 years. She has extensive experience working with trustees, employers and their advisers. She uses her experience and expertise to build strong, collaborative relationships.

Recently, she led the DC Client Relationship team at Legal & General, where she was responsible for the L&G Master Trust relationship for a period of time. Prior to that, Priti was a Senior Client Director at BlackRock/ Aegon managing both DC and DB client relationships.

Priti has broad experience across DC contract, single trust and master trust arrangements, including overseeing the setup of new DC pension schemes as well as the transition of Trust schemes to Master Trust arrangements.

Her focus has always been on the member, with a keen interest in the communication journey for members. She has been involved in many propositional developments leading to enhancing the member experience throughout her career.

Priti is a Trustee to several DB and DC pension schemes, a member of both the DCIF Advisory Board and the Pensions Management Institute (PMI).

Chris Hogg

Chris joined the Trustee in 2025 and sits on the Risk and Operations Sub Committee.

Chris has worked in the UK pensions industry for the last 25 years. Over the last 15 years he has held senior roles in various Trustee Executive functions, including as ‘Trustee CEO’ for the last 11 years (most recently at National Grid, and before that Royal Mail). In these roles Chris had responsibility for over 500,000 members and accountability to the pension schemes trustees (DB and DC) across the spectrum of trustee responsibilities – covering strategic guidance, risk management and operations in all aspects of running a pension scheme, from investment all the way through to member engagement.

Chris is an actuary and has served on the Board of the Pensions and Lifetime Savings Association. He is a keen yoga practitioner and piano player.